This handbook is designed for high school counselors guiding students through the process of applying for financial aid for postsecondary education. Using a simple, direct style, it covers the basic information, some common mistakes, and provides resource information that counselors can use or refer students to. Part 1, "General Information about Postsecondary Education Opportunities," includes sources of aid, eligibility requirements, demonstrating need, choosing a school, and opportunities for disadvantaged students. Part 2, "The Application Process for Financial Aid," covers the complete process for submitting the Free Application for Federal Student Aid (fafsa) using paper or electronic methods. How the application is processed, deadlines, and tips for getting through it smoothly are included. Part 3, "Completing the Free Application for Federal Student Aid," reviews the questions to clarify their intent. A copy of the application is supplied. Appendix a includes additional sources of information such as web sites and publications. Appendix b is a "Directory of State Agencies." Appendix c provides sample handouts. Phone numbers, Internet addresses, and a glossary of specialized terms are also included. (Emk).