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Financial technology—or fintech—is gaining in popularity globally as a way of making financial services more efficient and accessible. In rapidly developing China, fintech is taking off, catering to markets that state-owned banks and an undersized financial sector do not serve amid a backdrop of growing consumption and a large, tech-savvy millennial generation. It is becoming increasingly likely that some of China’s fintech firms will change the way the world does business. In China’s Fintech Explosion, Sara Hsu and Jianjun Li explore the transformative potential of China’s financial-technology industry, describing the risks and rewards for participants as well as the impact on consumers. They cover fintech’s many subsectors, such as digital payment systems, peer-to-peer lending and crowdfunding, credit card issuance, internet banks, blockchain finance and virtual currencies, and online insurance. The book highlights the disruption of traditional banking as well as the risks of fintech and regulatory technology. Hsu and Li describe major companies including Alipay and Tencent, developer of WeChat Pay and a wealth-management business, and other leading fintech firms such as Creditease, Zhong An Insurance, and JD Finance. Offering expert analysis of market potential, risks, and competition, as well as case studies of firms and consumer behavior, China’s Fintech Explosion is a must-read for anyone interested in one of the world’s breakout sectors.
Innovation is nowadays a question of life and death for many of the economies of the western world. Yet, due to our generally reductionist scientific paradigm, invention and innovation are rarely studied scientifically. Most work prefers to study its context and its consequences. As a result, we are as a society, lacking the scientific tools to understand, improve or otherwise impact on the processes of invention and innovation. This book delves deeply into that topic, taking the position that the complex systems approach, with its emphasis on ‘emergence’, is better suited than our traditional approach to the phenomenon. In a collection of very coherent papers, which are the result of an EU-funded four year international research team’s effort, it addresses various aspect of the topic from different disciplinary angles. One of the main emphases is the need, in the social sciences, to move away from neo-darwinist ‘population thinking’ to ‘organization thinking’ if we want to understand social evolution. Another main emphasis is on developing a generative approach to invention and innovation, looking in detail at the contexts within which invention and innovation occur, and how these contexts impact on the chances for success or failure. Throughout, the book is infused with interesting new insights, but also presents several well-elaborated case studies that connect the ideas with a substantive body of ‘real world’ information.
The central theme of this book is that integration issues must be confronted and managed in order to capture value from technological innovation. It provides a comprehensive introduction to the basic principles of technology management
Technology in the world today has contributed to promote organisational competitiveness and national development. But most developing countries have not substantially benefited from science and technology, hence their underdevelopment and poverty. They could not harness and manage their scientific and technological innovations and use their human and material resources to meet basic needs of their people, reduce socio-economic inequalities, create employment opportunities and improve national security. The achievement of these is considered in this book to be dependent on provisions of conducive environments for effective human resource management for scientific and technological innovations. Human resource management concepts and practices were used to evolve frameworks and processes for the generation, acquisition, adoption, and transfer of technology, depending on the objectives of different countries and organisations.
This new book uses extensive and multifaceted data and sophisticated data analysis to explore product innovation in the financial services sector. Merging academic and critical analysis with practical recommendations for companies, this book provides a full and rich account of how new products are brought to market, considering both successes and failures. Providing insight into the organization of product innovation processes in the financial services sector and setting up guidelines for the improvement of these processes, it is essential reading for those in banking, finance and insurance sectors with an interest in innovation studies.
Embark on a transformative journey with Dr. Satish M. Bhavankar, a passionate entrepreneur and mentor with a PhD in Management. Forget cookie-cutter formulas; this book unveils the secrets of turning passion into profit, transforming setbacks into stepping stones, and building startups that defy gravity. Whether you're a wide-eyed dreamer, intrapraneur or an aspiring entrepreneur, let Dr. Bhavankar's scars and triumphs guide you through the exhilarating yet unforgiving terrain of entrepreneurship. Turn the pages and discover the tools to unlock your boundless potential and achieve monumental success. At the helm of the Yenilik Foundation, Dr. Bhavankar spearheads the vision and operational strategy as co-founder and director. At the core of the foundation's mission is the commitment to empower inventors, innovators, startup founders, and investors, facilitating the creation of successful ventures with a lasting positive impact. Dr. Bhavankar also serves as an advisor to IFIA Bharat, the Indian chapter of the International Federation of Innovators Association, dedicated to advancing innovation and invention on a global scale. Join Dr. Bhavankar on this journey of empowerment and innovation, where thinking big is replaced with the giant possibilities that lie within.
There are many different types of explosions, each with its own complex mechanism. Understanding explosions is important in preventing them. This reference provides valuable information on explosions for everyone involved in the operation, design, maintenance, and management of chemical processes, helping enhance understanding of the nature of explosions and the practical methods required to prevent them from occurring. The text includes: Fundamental basis for explosions Explosive and flammable behavior and characteristics of materials Different types of explosions Fire and explosion hazard recognition Practical methods for preventing explosions or minimizing the potential consequences Additional references Understanding Explosions provides a practical understanding of explosion fundamentals, including the different types of explosions, the explosive and flammable behavior of materials, and the hazards related to fires and explosions. It also discusses practical methods to prevent and minimize the probability and consequence of an explosion during routine use of flammable, combustible and/or reactive materials.
Sara Hsu and Jianjun Li explore the transformative potential of China's financial-technology industry, describing the risks and rewards for participants as well as the impact on consumers. Offering expert analysis of market potential, risks, and competition, as well as case studies of firms, China's Fintech Explosion is a must-read.
